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See what a second income leaves after taxes, childcare and commuting.
Open calculator: Worth workingDaycare costs by state
A starting point across the state. Explore your county for the more local picture.
Infant care in a center
$891/ month
County sources 2022 · CPI adjusted to August 2026
A planning estimate for one child. Current tuition and included services vary by provider.
Annual care ÷ $59,608 income. 2020–2024 ACS 5-year.
| Age group | Center | Home-based |
|---|---|---|
| Infant | $8912022 source | $8072022 source |
| Toddler | $8472022 source | $8042022 source |
| Preschool | $8672022 source | $8272022 source |
| School-age | $7772022 source | $7962022 source |
One child. Weekly × 52 ÷ 12 for monthly; weekly × 52 for annual. School-age coverage varies and often means care around school hours. Age definitions.
Population-weighted mean of available county medians. Each county is adjusted before averaging. Coverage varies by age and setting; this is not an official statewide median.
Get closer to home
Each local page shows available age groups, source years, income context and nearby counties.
| County | Center | Home-based | Source year |
|---|---|---|---|
| Barbour County | $946 | $826 | 2022 |
| Berkeley County | $936 | $869 | 2022 |
| Boone County | $978 | $854 | 2022 |
| Braxton County | $964 | $841 | 2022 |
| Brooke County | $825 | $759 | 2022 |
| Cabell County | $821 | $763 | 2022 |
| Calhoun County | $882 | $771 | 2022 |
| Clay County | $765 | $656 | 2022 |
| Doddridge County | $871 | $762 | 2022 |
| Fayette County | $900 | $824 | 2022 |
| Gilmer County | $939 | $683 | 2022 |
| Grant County | $930 | $812 | 2022 |
| Greenbrier County | $882 | $811 | 2022 |
| Hampshire County | $996 | $870 | 2022 |
| Hancock County | $891 | $819 | 2022 |
| Hardy County | $1,033 | $903 | 2022 |
| Harrison County | $862 | $797 | 2022 |
| Jackson County | $966 | $845 | 2022 |
| Jefferson County | $875 | $820 | 2022 |
| Kanawha County | $835 | $774 | 2022 |
| Lewis County | $910 | $833 | 2022 |
| Lincoln County | $1,001 | $698 | 2022 |
| Logan County | $1,000 | $873 | 2022 |
| McDowell County | $793 | $680 | 2022 |
| Marion County | $882 | $815 | 2022 |
| Marshall County | $863 | $792 | 2022 |
| Mason County | $910 | $831 | 2022 |
| Mercer County | $892 | $820 | 2022 |
| Mineral County | $940 | $859 | 2022 |
| Mingo County | $887 | $776 | 2022 |
| Monongalia County | $808 | $756 | 2022 |
| Monroe County | $972 | $849 | 2022 |
| Morgan County | $960 | $841 | 2022 |
| Nicholas County | $969 | $845 | 2022 |
| Ohio County | $777 | $723 | 2022 |
| Pendleton County | $947 | $826 | 2022 |
| Pleasants County | $823 | $756 | 2022 |
| Pocahontas County | $944 | $825 | 2022 |
| Preston County | $969 | $847 | 2022 |
| Putnam County | $864 | $803 | 2022 |
| Raleigh County | $900 | $827 | 2022 |
| Randolph County | $919 | $841 | 2022 |
| Ritchie County | $949 | $828 | 2022 |
| Roane County | $946 | $653 | 2022 |
| Summers County | $1,032 | $901 | 2022 |
| Taylor County | $915 | $838 | 2022 |
| Tucker County | $981 | $684 | 2022 |
| Tyler County | $965 | $844 | 2022 |
| Upshur County | $918 | $842 | 2022 |
| Wayne County | $923 | $846 | 2022 |
| Webster County | $904 | $789 | 2022 |
| Wetzel County | $931 | $853 | 2022 |
| Wirt County | $947 | $652 | 2022 |
| Wood County | $861 | $795 | 2022 |
| Wyoming County | $981 | $857 | 2022 |
Make it your budget
Use a calculator to compare costs with your own income and provider quotes.
See what a second income leaves after taxes, childcare and commuting.
Open calculator: Worth workingCompare center, home-based care, a nanny and a nanny share—including employer taxes.
Open calculator: Daycare vs. nannyCompare federal tax benefits with the rules for 2025 and 2026.
Open calculator: FSA vs. tax creditCompare your income with published state limits and find the application.
Open calculator: Subsidy income checkHelp paying for care
The January 2025 federal table lists $6,422 per month as the initial income threshold for a family of four.
Current limits and other eligibility rules may differ.
See limits & applicationThe infant center estimate is $891 per month. The underlying source is dated 2022 and is adjusted to August 2026 with the childcare CPI. Individual provider quotes vary.
The infant home-based estimate is $807 per month, from a 2022 source adjusted to August 2026.
The county figure is a tuition benchmark. Deposits, registration, supplies, meals, late pickup and paid closures may be billed separately. Ask for a written payment schedule.
Annual center care divided by $59,608 median household income gives 17.9%. Income comes from 2020–2024 ACS 5-year. The periods differ, so this is an illustrative comparison, not a current household survey.
The state assistance page links to the current program. Income is only one part of eligibility; work or education, your child’s age, assets and available funding can also matter.
Retrieved 2026-10-01. The displayed figures are rounded; calculations use unrounded values.
| Age / setting | Source | Original weekly | CPI factor |
|---|---|---|---|
| Infant / center | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| Infant / home | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| Toddler / center | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| Toddler / home | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| Preschool / center | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| Preschool / home | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| School-age / center | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| School-age / home | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
CPI: BLS CUUR0000SEEB03, August 2026 index 403.749, divided by the source-year annual index. NDCP values may be age-derived, converted, clustered or imputed. Read the method and limitations.
Income: 2020–2024 ACS 5-year, median household B19013 and median family B19113. Income is not CPI adjusted.
Subsidy: ACF January 2025 initial income table; confirm current rules through the state application.