Is it worth going back to work?
See what a second income leaves after taxes, childcare and commuting.
Open calculator: Worth workingLocal childcare costs
Compare ages and care settings, then put the estimate beside your own budget.
School-age care in a center
$483/ month
Source 2022 · CPI adjusted to August 2026
A planning estimate for one child. Current tuition and included services vary by provider.
Annual care ÷ $70,210 income. 2020–2024 ACS 5-year.
| Age group | Center | Home-based |
|---|---|---|
| Infant | $1,8682022 source | $1,2582022 source |
| Toddler | $1,0922022 source | $1,0882022 source |
| Preschool | $9042022 source | $1,0102022 source |
| School-age | $4832022 source | $9202022 source |
One child. Weekly × 52 ÷ 12 for monthly; weekly × 52 for annual. School-age coverage varies and often means care around school hours. Age definitions.
A little context
Highest price ranks first, for school-age center care. Ties use the same rank.
Population-weighted mean of available school-age center county medians.
$77,234 median family income, 2024 ACS. A separate comparison from household income.
Nearby places
Actual county neighbors from the Census adjacency file. These are estimates for each county’s market.
| County | Monthly estimate | Source year |
|---|---|---|
| Inyo County, CA | $1,911 | 2022 |
| Kings County, CA | $1,380 | 2022 |
| Los Angeles County, CA | $1,361 | 2022 |
| San Bernardino County, CA | $2,035 | 2022 |
| San Luis Obispo County, CA | $1,914 | 2022 |
| Santa Barbara County, CA | $2,397 | 2022 |
| Tulare County, CA | $1,273 | 2022 |
| Ventura County, CA | $2,250 | 2022 |
Make it your budget
Open a calculator with this county’s estimate prefilled. Edit it to match your provider’s quote.
See what a second income leaves after taxes, childcare and commuting.
Open calculator: Worth workingCompare center, home-based care, a nanny and a nanny share—including employer taxes.
Open calculator: Daycare vs. nannyCompare federal tax benefits with the rules for 2025 and 2026.
Open calculator: FSA vs. tax creditCompare your income with published state limits and find the application.
Open calculator: Subsidy income checkHelp paying for care
The January 2025 federal table lists $8,712 per month as the initial income threshold for a family of four.
Current limits and other eligibility rules may differ.
See limits & applicationThe school-age center estimate is $483 per month. The underlying source is dated 2022 and is adjusted to August 2026 with the childcare CPI. Individual provider quotes vary.
The school-age home-based estimate is $920 per month, from a 2022 source adjusted to August 2026.
The county figure is a tuition benchmark. Deposits, registration, supplies, meals, late pickup and paid closures may be billed separately. Ask for a written payment schedule.
Annual center care divided by $70,210 median household income gives 8.2%. Income comes from 2020–2024 ACS 5-year. The periods differ, so this is an illustrative comparison, not a current household survey.
The state assistance page links to the current program. Income is only one part of eligibility; work or education, your child’s age, assets and available funding can also matter.
Retrieved 2026-10-01. The displayed figures are rounded; calculations use unrounded values.
| Age / setting | Source | Original weekly | CPI factor |
|---|---|---|---|
| Infant / center | DOL NDCP 2022 | $352.63 | × 1.222352 |
| Infant / home | DOL NDCP 2022 | $237.57 | × 1.222352 |
| Toddler / center | DOL NDCP 2022 | $206.07 | × 1.222352 |
| Toddler / home | DOL NDCP 2022 | $205.41 | × 1.222352 |
| Preschool / center | DOL NDCP 2022 | $170.63 | × 1.222352 |
| Preschool / home | DOL NDCP 2022 | $190.74 | × 1.222352 |
| School-age / center | DOL NDCP 2022 | $91.11 | × 1.222352 |
| School-age / home | DOL NDCP 2022 | $173.64 | × 1.222352 |
CPI: BLS CUUR0000SEEB03, August 2026 index 403.749, divided by the source-year annual index. NDCP values may be age-derived, converted, clustered or imputed. Read the method and limitations.
Income: 2020–2024 ACS 5-year, median household B19013 and median family B19113. Income is not CPI adjusted.
Subsidy: ACF January 2025 initial income table; confirm current rules through the state application.