Is it worth going back to work?
See what a second income leaves after taxes, childcare and commuting.
Open calculator: Worth workingLocal childcare costs
Infant daycare costs in Frederick County, MD. About $1,721/month for infant center care, CPI adjusted to August 2026.
Compare ages and care settings, then put the estimate beside your own budget.
Infant care in a center
$397/ week
Source 2022 · CPI adjusted to August 2026
- Weekly
- $397
- Monthly
- $1,721
- Annual
- $20,655
A planning estimate for one child. Current tuition and included services vary by provider.
16.9%of median household income
Annual care ÷ $122,002 income. 2020–2024 ACS 5-year.
Prices by age & setting
| Age group | Center | Home-based |
|---|---|---|
| Infant | $3972022 source | $2712022 source |
| Toddler | $2972022 source | $2392022 source |
| Preschool | $2972022 source | $2392022 source |
| School-age | $2702022 source | $2162022 source |
One child. Weekly × 52 ÷ 12 for monthly; weekly × 52 for annual. School-age coverage varies and often means care around school hours. Age definitions.
A little context
What this number
means locally.
6 / 24
Rank within Maryland
Highest price ranks first, for infant center care. 2 counties share this rank.
$1,749
State monthly comparison
Population-weighted mean of available infant center county medians.
14.2%
Share of median family income
$145,108 median family income, 2024 ACS. A separate comparison from household income.
Nearby places
The counties
next door.
Actual county neighbors from the Census adjacency file. These are estimates for each county’s market.
| County | Monthly estimate | Source year |
|---|---|---|
| Carroll County, MD | $1,713 | 2022 |
| Howard County, MD | $2,193 | 2022 |
| Montgomery County, MD | $2,193 | 2022 |
| Washington County, MD | $1,348 | 2022 |
| Adams County, PA | $1,195 | 2020 |
| Franklin County, PA | $926 | 2020 |
| Loudoun County, VA | $1,938 | 2022 |
Make it your budget
Put the numbers
to work.
Open a calculator with this county’s estimate prefilled. Edit it to match your provider’s quote.
Daycare vs. nanny
Compare center, home-based care, a nanny and a nanny share—including employer taxes.
Open calculator: Daycare vs. nannyDependent care FSA vs. tax credit
Compare federal tax benefits with the rules for 2025 and 2026.
Open calculator: FSA vs. tax creditChildcare subsidy income check
Compare your income with published state limits and find the application.
Open calculator: Subsidy income checkHelp paying for care
Check the assistance
available in Maryland.
The January 2025 federal table lists $7,503 per month as the initial income threshold for a family of four.
Current limits and other eligibility rules may differ.
See limits & applicationQuestions about care
in Frederick County.
How much does daycare cost per month in Frederick County, MD?
The infant center estimate is $1,721 per month. The underlying source is dated 2022 and is adjusted to August 2026 with the childcare CPI. Individual provider quotes vary.
How much is home-based childcare?
The infant home-based estimate is $1,173 per month, from a 2022 source adjusted to August 2026.
Does the estimate include deposits and extra fees?
The county figure is a tuition benchmark. Deposits, registration, supplies, meals, late pickup and paid closures may be billed separately. Ask for a written payment schedule.
What does the share of income mean?
Annual center care divided by $122,002 median household income gives 16.9%. Income comes from 2020–2024 ACS 5-year. The periods differ, so this is an illustrative comparison, not a current household survey.
Can I get help paying for daycare in Maryland?
The state assistance page links to the current program. Income is only one part of eligibility; work or education, your child’s age, assets and available funding can also matter.
Sources behind this page.
Retrieved 2026-10-01. The displayed figures are rounded; calculations use unrounded values.
| Age / setting | Source | Original weekly | CPI factor |
|---|---|---|---|
| Infant / center | DOL NDCP 2022 | $324.95 | × 1.222352 |
| Infant / home | DOL NDCP 2022 | $221.53 | × 1.222352 |
| Toddler / center | DOL NDCP 2022 | $243.11 | × 1.222352 |
| Toddler / home | DOL NDCP 2022 | $195.65 | × 1.222352 |
| Preschool / center | DOL NDCP 2022 | $243.11 | × 1.222352 |
| Preschool / home | DOL NDCP 2022 | $195.65 | × 1.222352 |
| School-age / center | DOL NDCP 2022 | $221.17 | × 1.222352 |
| School-age / home | DOL NDCP 2022 | $176.73 | × 1.222352 |
CPI: BLS CUUR0000SEEB03, August 2026 index 403.749, divided by the source-year annual index. NDCP values may be age-derived, converted, clustered or imputed. Read the method and limitations.
Income: 2020–2024 ACS 5-year, median household B19013 and median family B19113. Income is not CPI adjusted.
Subsidy: ACF January 2025 initial income table; confirm current rules through the state application.