Is it worth going back to work?
See what a second income leaves after taxes, childcare and commuting.
Open calculator: Worth workingLocal childcare costs
School-age daycare costs in St. Louis County, MO. About $1,017/month for school-age center care, CPI adjusted to August 2026.
Compare ages and care settings, then put the estimate beside your own budget.
School-age care in a center
$1,017/ month
Source 2020 · CPI adjusted to August 2026
- Weekly
- $235
- Monthly
- $1,017
- Annual
- $12,199
A planning estimate for one child. Current tuition and included services vary by provider.
14.7%of median household income
Annual care ÷ $82,936 income. 2020–2024 ACS 5-year.
Prices by age & setting
| Age group | Center | Home-based |
|---|---|---|
| Infant | $1,5372020 source | $7072016 source |
| Toddler | $1,2062020 source | $6122016 source |
| Preschool | $1,2062020 source | $6122016 source |
| School-age | $1,0172020 source | $4672016 source |
One child. Weekly × 52 ÷ 12 for monthly; weekly × 52 for annual. School-age coverage varies and often means care around school hours. Age definitions.
A little context
What this number
means locally.
1 / 21
Rank within Missouri
Highest price ranks first, for school-age center care. Ties use the same rank.
$741
State monthly comparison
Population-weighted mean of available school-age center county medians.
11.0%
Share of median family income
$110,950 median family income, 2024 ACS. A separate comparison from household income.
Nearby places
The counties
next door.
Actual county neighbors from the Census adjacency file. These are estimates for each county’s market.
| County | Monthly estimate | Source year |
|---|---|---|
| Madison County, IL | $1,527 | 2022 |
| Monroe County, IL | $1,063 | 2022 |
| St. Clair County, IL | $1,261 | 2022 |
| Jefferson County, MO | $1,100 | 2020 |
| St. Charles County, MO | $1,206 | 2020 |
| St. Louis City, MO | $1,229 | 2020 |
Make it your budget
Put the numbers
to work.
Open a calculator with this county’s estimate prefilled. Edit it to match your provider’s quote.
Daycare vs. nanny
Compare center, home-based care, a nanny and a nanny share—including employer taxes.
Open calculator: Daycare vs. nannyDependent care FSA vs. tax credit
Compare federal tax benefits with the rules for 2025 and 2026.
Open calculator: FSA vs. tax creditChildcare subsidy income check
Compare your income with published state limits and find the application.
Open calculator: Subsidy income checkHelp paying for care
Check the assistance
available in Missouri.
The January 2025 federal table lists $3,750 per month as the initial income threshold for a family of four.
Current limits and other eligibility rules may differ.
See limits & applicationQuestions about care
in St. Louis County.
How much does daycare cost per month in St. Louis County, MO?
The school-age center estimate is $1,017 per month. The underlying source is dated 2020 and is adjusted to August 2026 with the childcare CPI. Individual provider quotes vary.
How much is home-based childcare?
The school-age home-based estimate is $467 per month, from a 2016 source adjusted to August 2026.
Does the estimate include deposits and extra fees?
The county figure is a tuition benchmark. Deposits, registration, supplies, meals, late pickup and paid closures may be billed separately. Ask for a written payment schedule.
What does the share of income mean?
Annual center care divided by $82,936 median household income gives 14.7%. Income comes from 2020–2024 ACS 5-year. The periods differ, so this is an illustrative comparison, not a current household survey.
Can I get help paying for daycare in Missouri?
The state assistance page links to the current program. Income is only one part of eligibility; work or education, your child’s age, assets and available funding can also matter.
Sources behind this page.
Retrieved 2026-10-01. The displayed figures are rounded; calculations use unrounded values.
| Age / setting | Source | Original weekly | CPI factor |
|---|---|---|---|
| Infant / center | DOL NDCP 2020 | $273.94 | × 1.294532 |
| Infant / home | DOL NDCP 2016 | $114.34 | × 1.426176 |
| Toddler / center | DOL NDCP 2020 | $214.94 | × 1.294532 |
| Toddler / home | DOL NDCP 2016 | $98.95 | × 1.426176 |
| Preschool / center | DOL NDCP 2020 | $214.94 | × 1.294532 |
| Preschool / home | DOL NDCP 2016 | $98.95 | × 1.426176 |
| School-age / center | DOL NDCP 2020 | $181.22 | × 1.294532 |
| School-age / home | DOL NDCP 2016 | $75.53 | × 1.426176 |
CPI: BLS CUUR0000SEEB03, August 2026 index 403.749, divided by the source-year annual index. NDCP values may be age-derived, converted, clustered or imputed. Read the method and limitations.
Income: 2020–2024 ACS 5-year, median household B19013 and median family B19113. Income is not CPI adjusted.
Subsidy: ACF January 2025 initial income table; confirm current rules through the state application.