Is it worth going back to work?
See what a second income leaves after taxes, childcare and commuting.
Open calculator: Worth workingLocal childcare costs
Daycare costs in Albany County, NY. About $1,510/month for infant center care, CPI adjusted to August 2026.
Compare ages and care settings, then put the estimate beside your own budget.
Infant care in a center
$348/ week
Source 2022 · CPI adjusted to August 2026
- Weekly
- $348
- Monthly
- $1,510
- Annual
- $18,115
A planning estimate for one child. Current tuition and included services vary by provider.
21.2%of median household income
Annual care ÷ $85,333 income. 2020–2024 ACS 5-year.
Prices by age & setting
| Age group | Center | Home-based |
|---|---|---|
| Infant | $3482022 source | $2812022 source |
| Toddler | $3362022 source | $2582022 source |
| Preschool | $3102022 source | $2442022 source |
| School-age | $2752022 source | $2442022 source |
One child. Weekly × 52 ÷ 12 for monthly; weekly × 52 for annual. School-age coverage varies and often means care around school hours. Age definitions.
A little context
What this number
means locally.
20 / 62
Rank within New York
Highest price ranks first, for infant center care. 5 counties share this rank.
$1,565
State monthly comparison
Population-weighted mean of available infant center county medians.
15.0%
Share of median family income
$120,437 median family income, 2024 ACS. A separate comparison from household income.
Nearby places
The counties
next door.
Actual county neighbors from the Census adjacency file. These are estimates for each county’s market.
| County | Monthly estimate | Source year |
|---|---|---|
| Columbia County, NY | $1,531 | 2022 |
| Greene County, NY | $1,308 | 2022 |
| Rensselaer County, NY | $1,531 | 2022 |
| Saratoga County, NY | $1,510 | 2022 |
| Schenectady County, NY | $1,531 | 2022 |
| Schoharie County, NY | $1,308 | 2022 |
Make it your budget
Put the numbers
to work.
Open a calculator with this county’s estimate prefilled. Edit it to match your provider’s quote.
Daycare vs. nanny
Compare center, home-based care, a nanny and a nanny share—including employer taxes.
Open calculator: Daycare vs. nannyDependent care FSA vs. tax credit
Compare federal tax benefits with the rules for 2025 and 2026.
Open calculator: FSA vs. tax creditChildcare subsidy income check
Compare your income with published state limits and find the application.
Open calculator: Subsidy income checkHelp paying for care
Check the assistance
available in New York.
The January 2025 federal table lists $9,053 per month as the initial income threshold for a family of four.
Current limits and other eligibility rules may differ.
See limits & applicationQuestions about care
in Albany County.
How much does daycare cost per month in Albany County, NY?
The infant center estimate is $1,510 per month. The underlying source is dated 2022 and is adjusted to August 2026 with the childcare CPI. Individual provider quotes vary.
How much is home-based childcare?
The infant home-based estimate is $1,218 per month, from a 2022 source adjusted to August 2026.
Does the estimate include deposits and extra fees?
The county figure is a tuition benchmark. Deposits, registration, supplies, meals, late pickup and paid closures may be billed separately. Ask for a written payment schedule.
What does the share of income mean?
Annual center care divided by $85,333 median household income gives 21.2%. Income comes from 2020–2024 ACS 5-year. The periods differ, so this is an illustrative comparison, not a current household survey.
Can I get help paying for daycare in New York?
The state assistance page links to the current program. Income is only one part of eligibility; work or education, your child’s age, assets and available funding can also matter.
Sources behind this page.
Retrieved 2026-10-01. The displayed figures are rounded; calculations use unrounded values.
| Age / setting | Source | Original weekly | CPI factor |
|---|---|---|---|
| Infant / center | DOL NDCP 2022 | $285.00 | × 1.222352 |
| Infant / home | DOL NDCP 2022 | $230.00 | × 1.222352 |
| Toddler / center | DOL NDCP 2022 | $275.00 | × 1.222352 |
| Toddler / home | DOL NDCP 2022 | $211.00 | × 1.222352 |
| Preschool / center | DOL NDCP 2022 | $254.00 | × 1.222352 |
| Preschool / home | DOL NDCP 2022 | $200.00 | × 1.222352 |
| School-age / center | DOL NDCP 2022 | $225.00 | × 1.222352 |
| School-age / home | DOL NDCP 2022 | $200.00 | × 1.222352 |
CPI: BLS CUUR0000SEEB03, August 2026 index 403.749, divided by the source-year annual index. NDCP values may be age-derived, converted, clustered or imputed. Read the method and limitations.
Income: 2020–2024 ACS 5-year, median household B19013 and median family B19113. Income is not CPI adjusted.
Subsidy: ACF January 2025 initial income table; confirm current rules through the state application.