Is it worth going back to work?
See what a second income leaves after taxes, childcare and commuting.
Open calculator: Worth workingLocal childcare costs
Toddler daycare costs in Westchester County, NY. About $1,589/month for toddler center care, CPI adjusted to August 2026.
Compare ages and care settings, then put the estimate beside your own budget.
Toddler care in a center
$19,069/ year
Source 2022 · CPI adjusted to August 2026
- Weekly
- $367
- Monthly
- $1,589
- Annual
- $19,069
A planning estimate for one child. Current tuition and included services vary by provider.
16.0%of median household income
Annual care ÷ $118,976 income. 2020–2024 ACS 5-year.
Prices by age & setting
| Age group | Center | Home-based |
|---|---|---|
| Infant | $20,6582022 source | $19,0692022 source |
| Toddler | $19,0692022 source | $18,4332022 source |
| Preschool | $18,6242022 source | $17,4802022 source |
| School-age | $15,8912022 source | $15,8912022 source |
One child. Weekly × 52 ÷ 12 for monthly; weekly × 52 for annual. School-age coverage varies and often means care around school hours. Age definitions.
A little context
What this number
means locally.
1 / 62
Rank within New York
Highest price ranks first, for toddler center care. 5 counties share this rank.
$1,458
State monthly comparison
Population-weighted mean of available toddler center county medians.
12.2%
Share of median family income
$156,822 median family income, 2024 ACS. A separate comparison from household income.
Nearby places
The counties
next door.
Actual county neighbors from the Census adjacency file. These are estimates for each county’s market.
| County | Monthly estimate | Source year |
|---|---|---|
| Fairfield County, CT | $2,251 | 2022 |
| Bergen County, NJ | $1,683 | 2022 |
| Bronx County, NY | $1,589 | 2022 |
| Nassau County, NY | $1,721 | 2022 |
| Putnam County, NY | $1,721 | 2022 |
| Rockland County, NY | $1,721 | 2022 |
Make it your budget
Put the numbers
to work.
Open a calculator with this county’s estimate prefilled. Edit it to match your provider’s quote.
Daycare vs. nanny
Compare center, home-based care, a nanny and a nanny share—including employer taxes.
Open calculator: Daycare vs. nannyDependent care FSA vs. tax credit
Compare federal tax benefits with the rules for 2025 and 2026.
Open calculator: FSA vs. tax creditChildcare subsidy income check
Compare your income with published state limits and find the application.
Open calculator: Subsidy income checkHelp paying for care
Check the assistance
available in New York.
The January 2025 federal table lists $9,053 per month as the initial income threshold for a family of four.
Current limits and other eligibility rules may differ.
See limits & applicationQuestions about care
in Westchester County.
How much does daycare cost per month in Westchester County, NY?
The toddler center estimate is $1,589 per month. The underlying source is dated 2022 and is adjusted to August 2026 with the childcare CPI. Individual provider quotes vary.
How much is home-based childcare?
The toddler home-based estimate is $1,536 per month, from a 2022 source adjusted to August 2026.
Does the estimate include deposits and extra fees?
The county figure is a tuition benchmark. Deposits, registration, supplies, meals, late pickup and paid closures may be billed separately. Ask for a written payment schedule.
What does the share of income mean?
Annual center care divided by $118,976 median household income gives 16.0%. Income comes from 2020–2024 ACS 5-year. The periods differ, so this is an illustrative comparison, not a current household survey.
Can I get help paying for daycare in New York?
The state assistance page links to the current program. Income is only one part of eligibility; work or education, your child’s age, assets and available funding can also matter.
Sources behind this page.
Retrieved 2026-10-01. The displayed figures are rounded; calculations use unrounded values.
| Age / setting | Source | Original weekly | CPI factor |
|---|---|---|---|
| Infant / center | DOL NDCP 2022 | $325.00 | × 1.222352 |
| Infant / home | DOL NDCP 2022 | $300.00 | × 1.222352 |
| Toddler / center | DOL NDCP 2022 | $300.00 | × 1.222352 |
| Toddler / home | DOL NDCP 2022 | $290.00 | × 1.222352 |
| Preschool / center | DOL NDCP 2022 | $293.00 | × 1.222352 |
| Preschool / home | DOL NDCP 2022 | $275.00 | × 1.222352 |
| School-age / center | DOL NDCP 2022 | $250.00 | × 1.222352 |
| School-age / home | DOL NDCP 2022 | $250.00 | × 1.222352 |
CPI: BLS CUUR0000SEEB03, August 2026 index 403.749, divided by the source-year annual index. NDCP values may be age-derived, converted, clustered or imputed. Read the method and limitations.
Income: 2020–2024 ACS 5-year, median household B19013 and median family B19113. Income is not CPI adjusted.
Subsidy: ACF January 2025 initial income table; confirm current rules through the state application.