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See what a second income leaves after taxes, childcare and commuting.
Open calculator: Worth workingDaycare costs by state
A starting point across the state. Explore your county for the more local picture.
Infant care in a center
$324/ week
County sources 2022 · CPI adjusted to August 2026
A planning estimate for one child. Current tuition and included services vary by provider.
Annual care ÷ $71,389 income. 2020–2024 ACS 5-year.
| Age group | Center | Home-based |
|---|---|---|
| Infant | $3242022 source | $2302022 source |
| Toddler | $2922022 source | $2202022 source |
| Preschool | $2562022 source | $2042022 source |
| School-age | $1702022 source | $1802022 source |
One child. Weekly × 52 ÷ 12 for monthly; weekly × 52 for annual. School-age coverage varies and often means care around school hours. Age definitions.
Population-weighted mean of available county medians. Each county is adjusted before averaging. Coverage varies by age and setting; this is not an official statewide median.
Get closer to home
Each local page shows available age groups, source years, income context and nearby counties.
| County | Center | Home-based | Source year |
|---|---|---|---|
| Adams County | $919 | $821 | 2022 |
| Allen County | $919 | $821 | 2022 |
| Ashland County | $919 | $821 | 2022 |
| Ashtabula County | $1,175 | $900 | 2022 |
| Athens County | $1,563 | $1,059 | 2022 |
| Auglaize County | $1,175 | $900 | 2022 |
| Belmont County | $1,563 | $1,059 | 2022 |
| Brown County | $919 | $821 | 2022 |
| Butler County | $1,563 | $1,059 | 2022 |
| Carroll County | $919 | $821 | 2022 |
| Champaign County | $919 | $821 | 2022 |
| Clark County | $1,175 | $900 | 2022 |
| Clermont County | $1,563 | $1,059 | 2022 |
| Clinton County | $1,175 | $900 | 2022 |
| Columbiana County | $919 | $821 | 2022 |
| Coshocton County | $919 | $821 | 2022 |
| Crawford County | $919 | $821 | 2022 |
| Cuyahoga County | $1,563 | $1,059 | 2022 |
| Darke County | $919 | $821 | 2022 |
| Defiance County | $1,563 | $1,059 | 2022 |
| Delaware County | $1,563 | $1,059 | 2022 |
| Erie County | $1,175 | $900 | 2022 |
| Fairfield County | $1,563 | $1,059 | 2022 |
| Fayette County | $1,175 | $900 | 2022 |
| Franklin County | $1,563 | $1,059 | 2022 |
| Fulton County | $919 | $821 | 2022 |
| Gallia County | $919 | $821 | 2022 |
| Geauga County | $1,563 | $1,059 | 2022 |
| Greene County | $1,563 | $1,059 | 2022 |
| Guernsey County | $1,175 | $900 | 2022 |
| Hamilton County | $1,563 | $1,059 | 2022 |
| Hancock County | $1,563 | $1,059 | 2022 |
| Hardin County | $1,175 | $900 | 2022 |
| Harrison County | $919 | $821 | 2022 |
| Henry County | $919 | $821 | 2022 |
| Highland County | $919 | $821 | 2022 |
| Hocking County | $919 | $821 | 2022 |
| Holmes County | $1,563 | $1,059 | 2022 |
| Huron County | $1,175 | $900 | 2022 |
| Jackson County | $919 | $821 | 2022 |
| Jefferson County | $1,563 | $1,059 | 2022 |
| Knox County | $1,563 | $1,059 | 2022 |
| Lake County | $1,563 | $1,059 | 2022 |
| Lawrence County | $1,175 | $900 | 2022 |
| Licking County | $1,175 | $900 | 2022 |
| Logan County | $1,175 | $900 | 2022 |
| Lorain County | $1,563 | $1,059 | 2022 |
| Lucas County | $1,563 | $1,059 | 2022 |
| Madison County | $1,175 | $900 | 2022 |
| Mahoning County | $1,175 | $900 | 2022 |
| Marion County | $1,563 | $1,059 | 2022 |
| Medina County | $1,563 | $1,059 | 2022 |
| Meigs County | $919 | $821 | 2022 |
| Mercer County | $919 | $821 | 2022 |
| Miami County | $919 | $821 | 2022 |
| Monroe County | $1,563 | $1,059 | 2022 |
| Montgomery County | $1,563 | $1,059 | 2022 |
| Morgan County | $1,175 | $900 | 2022 |
| Morrow County | $1,563 | $1,059 | 2022 |
| Muskingum County | $919 | $821 | 2022 |
Make it your budget
Use a calculator to compare costs with your own income and provider quotes.
See what a second income leaves after taxes, childcare and commuting.
Open calculator: Worth workingCompare center, home-based care, a nanny and a nanny share—including employer taxes.
Open calculator: Daycare vs. nannyCompare federal tax benefits with the rules for 2025 and 2026.
Open calculator: FSA vs. tax creditCompare your income with published state limits and find the application.
Open calculator: Subsidy income checkHelp paying for care
The January 2025 federal table lists $3,625 per month as the initial income threshold for a family of four.
Current limits and other eligibility rules may differ.
See limits & applicationThe infant center estimate is $1,405 per month. The underlying source is dated 2022 and is adjusted to August 2026 with the childcare CPI. Individual provider quotes vary.
The infant home-based estimate is $998 per month, from a 2022 source adjusted to August 2026.
The county figure is a tuition benchmark. Deposits, registration, supplies, meals, late pickup and paid closures may be billed separately. Ask for a written payment schedule.
Annual center care divided by $71,389 median household income gives 23.6%. Income comes from 2020–2024 ACS 5-year. The periods differ, so this is an illustrative comparison, not a current household survey.
The state assistance page links to the current program. Income is only one part of eligibility; work or education, your child’s age, assets and available funding can also matter.
Retrieved 2026-10-01. The displayed figures are rounded; calculations use unrounded values.
| Age / setting | Source | Original weekly | CPI factor |
|---|---|---|---|
| Infant / center | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| Infant / home | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| Toddler / center | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| Toddler / home | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| Preschool / center | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| Preschool / home | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| School-age / center | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| School-age / home | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
CPI: BLS CUUR0000SEEB03, August 2026 index 403.749, divided by the source-year annual index. NDCP values may be age-derived, converted, clustered or imputed. Read the method and limitations.
Income: 2020–2024 ACS 5-year, median household B19013 and median family B19113. Income is not CPI adjusted.
Subsidy: ACF January 2025 initial income table; confirm current rules through the state application.