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See what a second income leaves after taxes, childcare and commuting.
Open calculator: Worth workingDaycare costs by state
A starting point across the state. Explore your county for the more local picture.
Infant care in a center
$260/ week
County sources 2022 · CPI adjusted to August 2026
A planning estimate for one child. Current tuition and included services vary by provider.
Annual care ÷ $65,039 income. 2020–2024 ACS 5-year.
| Age group | Center | Home-based |
|---|---|---|
| Infant | $2602022 source | $1882022 source |
| Toddler | $2242022 source | $1732022 source |
| Preschool | $2242022 source | $1732022 source |
| School-age | $1472022 source | $1322022 source |
One child. Weekly × 52 ÷ 12 for monthly; weekly × 52 for annual. School-age coverage varies and often means care around school hours. Age definitions.
Population-weighted mean of available county medians. Each county is adjusted before averaging. Coverage varies by age and setting; this is not an official statewide median.
Get closer to home
Each local page shows available age groups, source years, income context and nearby counties.
| County | Center | Home-based | Source year |
|---|---|---|---|
| Adair County | $1,015 | $737 | 2022 |
| Alfalfa County | $1,082 | $786 | 2022 |
| Atoka County | $1,044 | $758 | 2022 |
| Beaver County | $1,120 | $813 | 2022 |
| Beckham County | $1,086 | $788 | 2022 |
| Blaine County | $1,087 | $790 | 2022 |
| Bryan County | $1,102 | $800 | 2022 |
| Caddo County | $1,048 | $761 | 2022 |
| Canadian County | $1,223 | $887 | 2022 |
| Carter County | $1,121 | $814 | 2022 |
| Cherokee County | $1,074 | $780 | 2022 |
| Choctaw County | $1,027 | $746 | 2022 |
| Cimarron County | $1,037 | $753 | 2022 |
| Cleveland County | $1,168 | $847 | 2022 |
| Coal County | $1,033 | $750 | 2022 |
| Comanche County | $1,107 | $803 | 2022 |
| Cotton County | $1,094 | $795 | 2022 |
| Craig County | $1,112 | $807 | 2022 |
| Creek County | $1,129 | $820 | 2022 |
| Custer County | $1,060 | $769 | 2022 |
| Delaware County | $1,104 | $802 | 2022 |
| Dewey County | $1,111 | $807 | 2022 |
| Ellis County | $1,079 | $784 | 2022 |
| Garfield County | $1,128 | $819 | 2022 |
| Garvin County | $1,089 | $791 | 2022 |
| Grady County | $1,131 | $821 | 2022 |
| Grant County | $1,089 | $790 | 2022 |
| Greer County | $1,042 | $757 | 2022 |
| Harmon County | $1,120 | $814 | 2022 |
| Harper County | $1,093 | $793 | 2022 |
| Haskell County | $1,057 | $768 | 2022 |
| Hughes County | $1,021 | $742 | 2022 |
| Jackson County | $1,113 | $808 | 2022 |
| Jefferson County | $1,031 | $749 | 2022 |
| Johnston County | $1,049 | $762 | 2022 |
| Kay County | $1,082 | $785 | 2022 |
| Kingfisher County | $1,143 | $830 | 2022 |
| Kiowa County | $1,005 | $730 | 2022 |
| Latimer County | $1,066 | $775 | 2022 |
| Le Flore County | $1,073 | $779 | 2022 |
| Lincoln County | $1,073 | $779 | 2022 |
| Logan County | $1,139 | $827 | 2022 |
| Love County | $1,096 | $796 | 2022 |
| McClain County | $1,151 | $836 | 2022 |
| McCurtain County | $1,029 | $748 | 2022 |
| McIntosh County | $1,054 | $766 | 2022 |
| Major County | $1,047 | $760 | 2022 |
| Marshall County | $1,083 | $786 | 2022 |
| Mayes County | $1,097 | $796 | 2022 |
| Murray County | $1,107 | $804 | 2022 |
| Muskogee County | $1,069 | $776 | 2022 |
| Noble County | $1,056 | $767 | 2022 |
| Nowata County | $1,061 | $770 | 2022 |
| Okfuskee County | $1,032 | $750 | 2022 |
| Oklahoma County | $1,141 | $828 | 2022 |
| Okmulgee County | $1,078 | $783 | 2022 |
| Osage County | $1,098 | $797 | 2022 |
| Ottawa County | $1,059 | $769 | 2022 |
| Pawnee County | $1,119 | $812 | 2022 |
| Payne County | $1,066 | $773 | 2022 |
Make it your budget
Use a calculator to compare costs with your own income and provider quotes.
See what a second income leaves after taxes, childcare and commuting.
Open calculator: Worth workingCompare center, home-based care, a nanny and a nanny share—including employer taxes.
Open calculator: Daycare vs. nannyCompare federal tax benefits with the rules for 2025 and 2026.
Open calculator: FSA vs. tax creditCompare your income with published state limits and find the application.
Open calculator: Subsidy income checkHelp paying for care
The January 2025 federal table lists $6,377 per month as the initial income threshold for a family of four.
Current limits and other eligibility rules may differ.
See limits & applicationThe infant center estimate is $1,125 per month. The underlying source is dated 2022 and is adjusted to August 2026 with the childcare CPI. Individual provider quotes vary.
The infant home-based estimate is $816 per month, from a 2022 source adjusted to August 2026.
The county figure is a tuition benchmark. Deposits, registration, supplies, meals, late pickup and paid closures may be billed separately. Ask for a written payment schedule.
Annual center care divided by $65,039 median household income gives 20.7%. Income comes from 2020–2024 ACS 5-year. The periods differ, so this is an illustrative comparison, not a current household survey.
The state assistance page links to the current program. Income is only one part of eligibility; work or education, your child’s age, assets and available funding can also matter.
Retrieved 2026-10-01. The displayed figures are rounded; calculations use unrounded values.
| Age / setting | Source | Original weekly | CPI factor |
|---|---|---|---|
| Infant / center | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| Infant / home | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| Toddler / center | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| Toddler / home | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| Preschool / center | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| Preschool / home | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| School-age / center | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
| School-age / home | County sources 2022–2022 DOL NDCP | County aggregation | Adjusted per county |
CPI: BLS CUUR0000SEEB03, August 2026 index 403.749, divided by the source-year annual index. NDCP values may be age-derived, converted, clustered or imputed. Read the method and limitations.
Income: 2020–2024 ACS 5-year, median household B19013 and median family B19113. Income is not CPI adjusted.
Subsidy: ACF January 2025 initial income table; confirm current rules through the state application.