Is it worth going back to work?
See what a second income leaves after taxes, childcare and commuting.
Open calculator: Worth workingDaycare costs by state
A starting point across the state. Explore your county for the more local picture.
Infant care in a center
The federal file does not report a usable infant center estimate for this place. We keep that gap visible. Enter your provider’s quote in a calculator.
Plan with your own quote| Age group | Center | Home-based |
|---|---|---|
| Infant | Not reported | Not reported |
| Toddler | Not reported | Not reported |
| Preschool | Not reported | Not reported |
| School-age | Not reported | Not reported |
One child. Weekly × 52 ÷ 12 for monthly; weekly × 52 for annual. School-age coverage varies and often means care around school hours. Age definitions.
Population-weighted mean of available county medians. Each county is adjusted before averaging. Coverage varies by age and setting; this is not an official statewide median.
Get closer to home
Each local page shows available age groups, source years, income context and nearby counties.
| County | Center | Home-based | Source year |
|---|---|---|---|
| Adams County | Not available | Not available | Not reported |
| Allen County | Not available | Not available | Not reported |
| Bartholomew County | Not available | Not available | Not reported |
| Benton County | Not available | Not available | Not reported |
| Blackford County | Not available | Not available | Not reported |
| Boone County | Not available | Not available | Not reported |
| Brown County | Not available | Not available | Not reported |
| Carroll County | Not available | Not available | Not reported |
| Cass County | Not available | Not available | Not reported |
| Clark County | Not available | Not available | Not reported |
| Clay County | Not available | Not available | Not reported |
| Clinton County | Not available | Not available | Not reported |
| Crawford County | Not available | Not available | Not reported |
| Daviess County | Not available | Not available | Not reported |
| Dearborn County | Not available | Not available | Not reported |
| Decatur County | Not available | Not available | Not reported |
| DeKalb County | Not available | Not available | Not reported |
| Delaware County | Not available | Not available | Not reported |
| Dubois County | Not available | Not available | Not reported |
| Elkhart County | Not available | Not available | Not reported |
| Fayette County | Not available | Not available | Not reported |
| Floyd County | Not available | Not available | Not reported |
| Fountain County | Not available | Not available | Not reported |
| Franklin County | Not available | Not available | Not reported |
| Fulton County | Not available | Not available | Not reported |
| Gibson County | Not available | Not available | Not reported |
| Grant County | Not available | Not available | Not reported |
| Greene County | Not available | Not available | Not reported |
| Hamilton County | Not available | Not available | Not reported |
| Hancock County | Not available | Not available | Not reported |
| Harrison County | Not available | Not available | Not reported |
| Hendricks County | Not available | Not available | Not reported |
| Henry County | Not available | Not available | Not reported |
| Howard County | Not available | Not available | Not reported |
| Huntington County | Not available | Not available | Not reported |
| Jackson County | Not available | Not available | Not reported |
| Jasper County | Not available | Not available | Not reported |
| Jay County | Not available | Not available | Not reported |
| Jefferson County | Not available | Not available | Not reported |
| Jennings County | Not available | Not available | Not reported |
| Johnson County | Not available | Not available | Not reported |
| Knox County | Not available | Not available | Not reported |
| Kosciusko County | Not available | Not available | Not reported |
| LaGrange County | Not available | Not available | Not reported |
| Lake County | Not available | Not available | Not reported |
| LaPorte County | Not available | Not available | Not reported |
| Lawrence County | Not available | Not available | Not reported |
| Madison County | Not available | Not available | Not reported |
| Marion County | Not available | Not available | Not reported |
| Marshall County | Not available | Not available | Not reported |
| Martin County | Not available | Not available | Not reported |
| Miami County | Not available | Not available | Not reported |
| Monroe County | Not available | Not available | Not reported |
| Montgomery County | Not available | Not available | Not reported |
| Morgan County | Not available | Not available | Not reported |
| Newton County | Not available | Not available | Not reported |
| Noble County | Not available | Not available | Not reported |
| Ohio County | Not available | Not available | Not reported |
| Orange County | Not available | Not available | Not reported |
| Owen County | Not available | Not available | Not reported |
Make it your budget
Use a calculator to compare costs with your own income and provider quotes.
See what a second income leaves after taxes, childcare and commuting.
Open calculator: Worth workingCompare center, home-based care, a nanny and a nanny share—including employer taxes.
Open calculator: Daycare vs. nannyCompare federal tax benefits with the rules for 2025 and 2026.
Open calculator: FSA vs. tax creditCompare your income with published state limits and find the application.
Open calculator: Subsidy income checkHelp paying for care
The January 2025 federal table lists $3,900 per month as the initial income threshold for a family of four.
Current limits and other eligibility rules may differ.
See limits & applicationThe federal file does not contain a usable center price here. We show that gap rather than replacing it with a national price. Use a current provider quote in the calculators.
A home-based estimate is not reported for this age group. Ask licensed providers for their current tuition.
The county figure is a tuition benchmark. Deposits, registration, supplies, meals, late pickup and paid closures may be billed separately. Ask for a written payment schedule.
The required income or childcare value is unavailable, so no share is calculated.
The state assistance page links to the current program. Income is only one part of eligibility; work or education, your child’s age, assets and available funding can also matter.
Retrieved 2026-10-01. The displayed figures are rounded; calculations use unrounded values.
CPI: BLS CUUR0000SEEB03, August 2026 index 403.749, divided by the source-year annual index. NDCP values may be age-derived, converted, clustered or imputed. Read the method and limitations.
Income: 2020–2024 ACS 5-year, median household B19013 and median family B19113. Income is not CPI adjusted.
Subsidy: ACF January 2025 initial income table; confirm current rules through the state application.